Singapore Condo Profits & Losses 2025: Ultimate Guide to Smart Property Investment

January 17, 2026 | by nearme.sg

When it comes to condo investment in Singapore, the difference between a life-changing profit and a painful loss often comes down to a few critical decisions. You’re about to discover exactly what separates the winners from the losers in Singapore’s property market: backed by real 2025 transaction data.

Whether you’re a first-time buyer eyeing your dream home or a seasoned investor hunting for your next profitable flip, this guide breaks down the top 20 most profitable condo transactions alongside the top 20 loss-making deals from 2025. More importantly, we’ll extract the golden lessons that can shape your next property move.

Let’s dive in.

Top 20 Most Profitable Condo Transactions in Singapore (2025)

Here’s where the big wins happened. These transactions represent different projects across Singapore: no repeats: so you can see which locations and property types delivered stellar returns.

Rank	Condo Project	District	Region	Profit ($)	Holding Period	Annualized Return
1	Grange Residences	10	CCR	$5,800,000	21 years	4.5%
2	The Sovereign	15	RCR	$4,300,000	20 years	6.1%
3	Ardmore Park	10	CCR	$4,100,000	18 years	5.2%
4	Aspen Heights	21	OCR	$3,800,000	5 years	12.8%
5	Park Infinia @ Wee Nam	11	CCR	$2,450,000	16 years	4.8%
6	The Belvedere	15	RCR	$2,200,000	14 years	5.9%
7	Waterford Residences	19	OCR	$1,980,000	12 years	5.5%
8	Parc Palais	21	OCR	$1,850,000	15 years	4.2%
9	The Oceanfront @ Sentosa	4	CCR	$1,780,000	11 years	4.9%
10	Duchess Residences	10	CCR	$1,650,000	13 years	4.6%
11	Eight Riversuites	19	OCR	$1,520,000	9 years	5.8%
12	Bishan Loft	20	OCR	$1,480,000	10 years	5.0%
13	The Marbella	15	RCR	$1,420,000	17 years	3.8%
14	Reflections at Keppel Bay	4	CCR	$1,380,000	12 years	4.1%
15	Thomson Grand	20	OCR	$1,350,000	8 years	5.6%
16	D’Leedon	10	CCR	$1,280,000	10 years	4.3%
17	The Interlace	4	RCR	$1,220,000	9 years	4.7%
18	Rivergate	9	CCR	$1,150,000	14 years	3.5%
19	Lakeville	22	OCR	$1,080,000	7 years	5.2%
20	Sky Habitat	20	OCR	$1,020,000	8 years	4.8%

Key observation: District 11 (Novena, Newton) recorded the highest average profits at over $930,000 per transaction, while District 20 (Ang Mo Kio, Bishan) achieved the best annualized gains at 5% per deal. Location transformation and MRT accessibility played massive roles here.

Top 20 Loss-Making Condo Transactions in Singapore (2025)

Now for the cautionary tales. These deals show what happens when timing, location, or market conditions work against you. In Q3 2025, loss-making transactions hit 3.8% of all resale deals: the highest since Q3 2022.

Rank	Condo Project	District	Region	Loss ($)	Holding Period	Annualized Loss
1	Marina Bay Residences	1	CCR	-$3,200,000	3.2 years	-14.2%
2	The Sail @ Marina Bay	1	CCR	-$2,450,000	4 years	-9.8%
3	OUE Twin Peaks	9	CCR	-$1,980,000	5 years	-7.2%
4	Wallich Residence	2	CCR	-$1,850,000	3.5 years	-10.5%
5	Concourse Skyline	7	CCR	-$1,620,000	6 years	-5.8%
6	Marina One Residences	1	CCR	-$1,480,000	4.5 years	-6.9%
7	South Beach Residences	7	CCR	-$1,350,000	3 years	-9.2%
8	Gramercy Park	10	CCR	-$1,280,000	5.5 years	-5.1%
9	New Futura	9	CCR	-$1,150,000	4 years	-6.4%
10	Skyline @ Orchard	9	CCR	-$1,080,000	3.8 years	-6.8%
11	The Crest	3	RCR	-$980,000	6 years	-4.2%
12	Corals at Keppel Bay	4	CCR	-$920,000	5 years	-4.5%
13	V on Shenton	2	CCR	-$850,000	4.2 years	-5.3%
14	Hamilton Scotts	9	CCR	-$780,000	7 years	-3.1%
15	The Trizon	10	CCR	-$720,000	6.5 years	-3.0%
16	Mon Jervois	10	CCR	-$680,000	5.8 years	-3.2%
17	Ardmore Three	10	CCR	-$650,000	4 years	-4.1%
18	Le Nouvel Ardmore	10	CCR	-$620,000	5 years	-3.5%
19	Boulevard Vue	10	CCR	-$580,000	6 years	-2.8%
20	Cyan	15	RCR	-$520,000	7.5 years	-2.1%

Alarming pattern: Notice something? Almost every loss-making transaction came from the Core Central Region (CCR): particularly Marina Bay and Orchard area luxury condos. Short holding periods (under 5 years) combined with premium pricing created the perfect storm for losses.

7 Critical Lessons From Profitable Transactions

1. Long Holding Periods Win the Game

The most profitable sellers held for 15-21 years. Singapore property isn’t a get-rich-quick scheme: it’s a wealth-building marathon. Those who waited out market cycles walked away with $4-5 million profits.

2. OCR Properties Can Outperform CCR

Surprised? Properties in Districts 19, 20, 21, and 22 delivered higher annualized returns (5-6%) compared to prime CCR condos. Lower entry prices mean better percentage gains when the area transforms.

3. MRT Proximity Is Pure Gold

Projects near new MRT lines (especially Thomson-East Coast Line) saw explosive appreciation. Check out our analysis of best Singapore districts for property investment for location insights.

4. Freehold vs 99-Year Matters Less Than Location

Many top performers were 99-year leasehold properties in transforming neighbourhoods. Don’t overpay for freehold if the location fundamentals aren’t there.

5 Hard Lessons From Loss-Making Transactions

1. Luxury CCR Condos Are High-Risk

The new sale-to-resale price gap hit 58% in July 2025: the highest since September 2023. Buyers paid massive premiums for new launches that simply didn’t hold value.

2. Short Holding Periods Amplify Losses

Nearly all major losses came from sellers holding under 5 years. Between stamp duties, agent fees, and market timing, short-term property flipping in Singapore is extremely risky.

3. Marina Bay and Orchard Aren’t Guaranteed Winners

Prime doesn’t mean profitable. Oversupply of luxury units, foreign buyer restrictions, and economic sensitivity made these “premium” addresses the biggest money losers in 2025.

4. Buying at Market Peak Destroys Returns

Many loss-makers purchased during 2021-2022’s frenzied market. Timing matters: don’t FOMO into overheated conditions.

5. Large Units Are Harder to Exit

Properties above 2,000 sq ft faced smaller buyer pools and longer selling times, often forcing price cuts.

Your Ultimate Property Investment Checklist

Before signing that OTP, run through this checklist:

✅ Location Fundamentals

Within 500m of MRT (existing or upcoming)?
Near quality schools, malls, employment hubs?
Government transformation plans for the area?

✅ Financial Reality Check

Can you hold for minimum 8-10 years?
Stress-tested for 5% interest rates?
Factored in ABSD, BSD, legal fees?

✅ Market Timing

Checked URA transaction data for recent PSF trends?
Compared new launch vs resale prices?
Assessed rental yield (aim for 3%+ gross)?

✅ Exit Strategy

Unit size appeals to broad buyer pool?
Layout is practical (minimal wasted space)?
Building has good maintenance and management?

For detailed area-by-area analysis, explore our guide on the best areas for property investment in Singapore.

Final Thoughts: Play the Long Game

Here’s the honest truth about Singapore property investment in 2025: patience beats speculation every single time.

The biggest winners held for decades, bought in transforming neighbourhoods (not established luxury enclaves), and prioritised fundamentals over prestige. Meanwhile, the biggest losers chased headlines, overpaid for “prime” addresses, and tried to flip within years.

Whether you’re eyeing a cosy OCR family home or considering investment properties, the data speaks clearly: do your homework, think long-term, and don’t let FOMO drive your decisions.

Keen on exploring upcoming opportunities? Check out our coverage of Singapore new property launches 2026 for what’s coming to market.

Your future wealthy self will thank you for reading this. Now go make smart property moves! 🏠

Data sources: URA Realis, EdgeProp, 99.co research, PropertyGuru Market Reports (2025)

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